Aid Options

Scholarships & Grants

Scholarships and Grants can be a great resource in helping students pay for college because they do not have to be repaid. While Florida College has scholarship opportunities for our students, we also want to encourage you to seek outside scholarships. Campus Employment is another avenue to funding your education. Take a look at the scholarship, grant, and employment opportunities that may available to you.

Federal Pell Grant

The Pell Grant is federal need-based aid that you generally do not pay back. If you withdraw from school, you may be subject to paying back a portion of the grant. After you apply for admission and complete the FAFSA, your award letter will explain if you qualify for a Pell Grant as well as the maximum amount you can expect to receive as a full-time student.

FSEOG

Federal Supplemental Education Opportunity Grant
The FSEOG is a federal need-based grant awarded to Pell-eligible students. These funds are limited and are awarded until they are exhausted.

Florida College Academic Scholarships

Are you an outstanding academic student? You may qualify for an academic scholarship from Florida College! Academic Scholarships are determined by your GPA and ACT/SAT test scores.

Florida College Departmental Scholarships

If you are a talented singer, musician, athlete or debater, you may qualify for a departmental scholarship.

Florida College Endowed Scholarships

These are scholarships established by generous donors for students to study at Florida College. Fill out the Endowed Scholarship application to be considered.

Florida College Athletic Scholarships

Do you play Volleyball, Basketball, Soccer, or run Cross Country? If so, talk to a coach about possible scholarship opportunities!

The James R. Cope Adopt Program

Have you completed the FAFSA? You may qualify for our need-based Adopt program. Adopt matches deserving students with donors who are interested in helping students attend Florida College.

Phi Theta Kappa Upper Division Scholarships

The Phi Theta Kappa Upper Division Scholarship is a $1000 per semester scholarship for juniors and seniors working towards a B.A. or B.S. degree at Florida College. There are specific requirements to be eligible.

Outside Scholarships​

Outside scholarships come from private sources. For example, a scholarship from your local rotary club would be an outside scholarship. You may choose to use the internet to search for outside scholarships. Keep in mind that scholarships that are smaller in award amount and scholarships that require essays tend to have less applicants, which may increase your chances of being awarded one of these scholarships.

First, consult your high school guidance counselor regarding possible scholarships that you may qualify for. Looking in your local community for outside scholarships may be the most beneficial place to search for scholarships. Local community and civic organizations (like American Legion, Boys & Girls Clubs, 4-H Clubs, etc.) may offer scholarships. Also, talk with your employer and your parents’ employers to see what scholarship opportunities they may have.

Loans

A college degree can be an important investment. Many students acquire loans to achieve their dreams of becoming college graduates. Our financial office staff is available to help you understand all of your loan options.

There are basically two types of loans: federal loans and alternative (or private) loans. Federal loans are the largest source of education loans and usually have more favorable terms than alternative loans. It is best to get all the federal loans you can before looking into alternative loans.

Federal Direct Stafford Loans

Each year the following loan amounts may be available to eligible students: Freshman $5500, Sophomores $6500, Juniors & Seniors $7500. If the student and/or the family demonstrates financial need, a portion of the above funds may be subsidized (interest paid) by the federal government during periods of enrollment. Loan repayments will begin six months following graduation at a fixed interest rate. Current interest rates and origination fees are available at studentloans.gov.

Federal Parent PLUS Loans

Credit worthy parents may borrow up to the full cost of education minus any other aid for the student. Current interest rates and origination fees are available at studentloans.gov. Parents may apply at the same website. If parents are denied a Parent PLUS loan due to adverse credit, the student may be eligible for additional federal unsubsidized student loan funding. Please note that when logging onto the website, the parent should use the parent’s information and not the student’s.

Alternative Loans

Alternative loans provide additional funding after you have maximized your federal loan eligibility and are best used as a last resort. Often, students are required to have a co-signer for these loans. Learn more about alternative loans and compare options from private banks at fastproducts.org.

For Preaching: The King Loan

The King Loan is for young men who come to Florida College for the purpose of preparing to preach the good news of Jesus Christ. It has a fixed interest rate of 4% and may be forgiven if you preach full-time for five years after graduation.

Exit Counseling

Students who have taken out a Direct Stafford Subsidized or Unsubsidized Loan during their time here at Florida College must complete Exit Counseling on studentloans.gov when they graduate, withdraw, or transfer to another school.

Financial Aid for Florida Residents

If you already live in Florida and would like to study at Florida College, there are several special opportunities available to you.

Effective Access to Student Education (EASE)

Previously Florida Resident Access Grant (FRAG). This program provides tuition assistance to full-time students from Florida attending private, independent colleges and universities located in the state. Students who have been residents of Florida (other than for educational purposes) for at least twelve consecutive months may be eligible for the grant. This program provides approximately $3,500 per academic year, subject to state budget appropriations.

Florida Bright Futures Scholarship Program

The Florida Bright Futures Scholarship Program is an excellent scholarship opportunity for Florida high school students with a good academic record.

Florida Student Assistance Grant (FSAG)

This need-based grant provides approximately $500- $1000 per academic year, subject to state budget appropriations. Students must complete the Free Application for Federal Student Aid (FAFSA) at FAFSA.ed.gov to apply. It is recommended that the application be completed prior to May 15th, as these funds are limited and will be awarded on a first-come, first-served basis.

Florida Pre-Paid College Program

This program was initially designed for Florida public colleges and universities but has been expanded to include Florida College. If you have a Florida Prepaid plan, contact the program and tell them that you will be attending Florida College. As each plan varies, questions regarding your specific plan and/or how much your plan will pay should be directed to Florida Prepaid. For more information, please call the Florida Prepaid program at 800.552.4723.

Campus Employment

We have opportunities on our campus for student employment. Please visit this link for more information.

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